GCFS Page Title Goes Here.

GCFS provides SBA Loans.

Under the SBA 7(a) and 504 Program

Purchase/ Refinance, including improvements
Up to 100 % Financing
Fixed and Floating rates available (floating rates capped at 2.75 % over WSJ prime rate)
25 Year Term – no Balloon payment
Pre Payment 7(a) – only for first 3 years at 5,3,1 (partial prepayments allowed)
Pre Payment 504 – 10 ,9,8….1, with a very low initial rate currently in the 2% range

** Owner Occupied Properties ONLY – owner must occupy at least 51 % of the building

SBA Loans are also offered for the following, which can be combined with real estate loans or be made singly:

Working Capital, including CapLines for working capital, seasonal businesses, builder’s and individual contracts.
Machinery and Equipment
Dept Refinance
Business Expansion
Inventory
Partner Buyouts