Asset Based Loans

GCFS Asset Based Loans

Asset-based loans provide businesses with flexible financing by leveraging their valuable assets, such as accounts receivable, inventory, equipment, or real estate. This type of lending is ideal for companies that need working capital but may not qualify for traditional loans due to limited credit history or fluctuating cash flow. By using tangible assets as collateral, businesses can access the funds they need to grow, manage operations, or navigate financial challenges without relying solely on credit scores.
 

At GC Funding Solutions, we help businesses secure asset-based loans with competitive terms and streamlined approval processes. Whether you need funding to expand, cover payroll, or invest in new opportunities, our team connects you with lenders that offer customized solutions to fit your needs. Asset-based financing ensures that your business can unlock capital while maintaining financial stability, giving you the resources to thrive in a competitive market.

Key Asset Based Loan Facts

  • Line Amount: $250,000 – $20,000,000
  • Rate: WSJ Prime + 2% plus servicing fee
  • Term: one year
  • Guarantees: Personal Guarantees are usually required
  • Loan to Value: 80% of eligible Accounts Receivable plus 50% of Inventory
  • Area: Continental United States

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